AddressProgram Manager / Entrepreneur in Residence - Credit
What We are Looking For (Must):
1) Fintech experience.
2) Proven track record of building lending products in new age Fintech /NBFCs/Micro Finance/Lending companies in B2B space.
Responsibilities:
1) Product Development & Management:
- Spearhead research, design, and iterate processes to define and build the Credit Product for all demand channels viz. traders, wholesalers, semi-wholesalers and small retailers.
- Collaborate with demand channel leads to implement and scale the product to all channels and customers to achieve the desired credit portfolio as per agreed time milestones.
- Build processes and drive implementation for onboarding, underwriting, invoicing, and payments etc. for superior customer experience and robust cash flow for the business.
2) Credit Program Implementation & optimisation:
- Drive continuous innovation while solving for problems such as that of location, geotagging, prepayments, discounts, instant credit, cross category purchases, collections, credit tenures Work with demand teams to implement efficient collection processes.
- Work with demand teams to implement efficient collection processes which focuses on customers, empowers the field teams, identifies early disputes, and creates a robust accounts receivable system.
- Collaborate with functional teams to drive automation, user experience, process excellence, performance improvements and adherence to relevant statues and compliances.
- Collaborate with banks and NBFCs to design and implement trade financing solutions.
3) Risk Management and Credit Underwriting:
- Work closely with the credit underwriting team to establish robust risk assessment frameworks and credit approval processes.
- Develop strategies to mitigate potential risks associated with lending to clients in the unorganized sector.
- Monitor loan performance and identify potential defaults or early warning signs.
