AddressAssociate Director - Affordable Housing
Responsiblities:
- Have handled both lower income salaried and lower income self-employed/MSME underwriting with the loan amount up to 50 lakhs.
- Capable to create and monitor state level policies for underwriting, legal and technical.
- Understand the state level policy nuances and handled a region or zone at least in the past.
- Strong understanding of the credit underwriting process in the Affordable Housing and LAP sector, including appraisal and valuation methodologies, loan-to-value ratios, and qualitative criteria such as borrower character and credit history.
- Demonstrable experience in developing and implementing new credit products, policies, and procedures in Affordable Housing and Mortgage Financing sectors.
- Excellent analytical and problem-solving skills, with an ability to interpret complex information, draw conclusions, and make recommendations in a clear and concise manner.
- Good communication and collaboration skills to work effectively with cross-functional teams such as sales, operations, credit risk, and technology.
- Experience in managing teams and leading credit risk functions is a plus.
- Interpretation of legal and technical reports.
