AddressCredit Risk Strategy Analytics is one of the key functional areas. This function owns the development and management of risk strategies related to various credit decisions. This ranges from customer acquisition to account management, collections & fraud risk strategies across a range of secured and unsecured retail & private banking products.
- Minimum 14 years of hands-on analytics experience solving complex business problems using data.
- PhD or Master's degree from reputed university in statistics, economics or any other quantitative fields.
- Strong analytical skills with business analysis experience or equivalent. In-depth knowledge and understanding of financial-services/ banking-operations is a must.
- Strong understanding of consumer lending products like credit cards, mortgages, loans & overdrafts is a must.
- In depth hands on exposure in core Credit Risk management and analytics in retail banking or financial institutions.
- Lead and manage a team of 20+ members supporting Credit Risk Strategy development & management for secured & unsecured portfolios across various markets in Asia working with the regional risk teams.
- Conduct periodic strategy monitoring and mitigation exercise to ensure adherence to risk appetite.
- Establish and set up early warning systems for portfolio trends resulting into proactive risk management.
- Ensure proper control and governance of all Credit Risk Strategy development & management processes. Support process reviews and audits from time to time. Work closely with auditors and reviewers and ensure highest standards are maintained for every analytical solution
- Engage with business stakeholders with respect to project prioritization and be accountable for delivery of high quality analytical solutions.
- Understanding of new age advanced analytics (Machine Learning) tools and solutions will be preferred.
- Knowledge of advanced project management especially 'Agile' will be preferred.
