Area Credit Manager - Banking (5-10 Yrs)

Responsibilities:
- Underwriting of Secured Loan & Unsecured Loan
- Make optimal use of the Loan Origination System and Loan Management system
- Maintain Credit TAT
- Manage Credit Underwriting as per policy
- Monitor Delinquency and NPA to budgeted levels for the product
- Manage Credit Cost as per approved budgets
- Give feedback to Credit Policy based on experience of underwriting
- Data Slicing/ Analysis and publishing of the reports
- PDD monitoring
- Industry Analysis
Key Skills:
- TAT
- Portfolio Quality
- Quality of Appraisal
- Cost Management
- Implementation of Processes