Address- Evaluate credit proposals to highlight key risk areas in deals across diverse sectors.
- Analysis of business risks.
- Financial statement analysis to evaluate the credit worthiness of the company and highlight important financial strengths and weaknesses.
- Vetting assumptions in financial projections and perform sensitivity analysis of key assumptions.
- Risk monitoring (Monthly/Quarterly/Annual) for credit portfolio and promptly alert senior management to significant risk issues.
- To keep track of borrowers interim financials.
- Timely capturing of the news alerts and feeds relevant to the companies and the underlying industries.
- To adhere to TAT for reviewing the credit proposal as defined and ensure that CAM output meet the bank's standard.
- In-depth analysis of operational, business, financial and managerial Risks aspects.
- Analyzing of the borrowers Industry - Market and Demand Analysis of the Industry, industry structure, Porters factor, SWOT analysis etc.
- Technical & financial feasibility and due diligence study of the project.
- Comprehensive analysis of financial statements of a proposal.
