Senior Credit Manager - Unsecured Loan (5-10 Yrs)

Senior Credit Manager - Unsecured

The role in a gist:
As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role.
What you will work on:
- Credit underwriting and appraisals of Unsecured Loan applicants within the defined policy guidelines
- Conducting telephonic PDs with customer to evaluate credit proposal
- Supervising overall activities like login, processing, disbursement, MIS etc.
- Ensure quick turnaround of customer loan applications
- Preparing PD notes & recommending notes for approval to higher authority
- Managing and training the CPA team regularly
The ideal candidate:
- Analytical bent of mind
- Good communication & writing skills
- Should be a team player
Qualification and Experience:
- Minimum 5 -8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech