Senior Credit Manager - Supply Chain Finance - Banking

What you will work on:

• Reviewing of (vendor /dealer finance) for Supply Chain Finance vertical sourced by Product Team.
• Responsible for analyzing the Company with the required due diligence and to ensure that all information required to take a credit decision is captured. This would involve understanding the business model, financial analysis, management and industry analysis.
• Underwriting / devising risk framework of Supply Chain Finance programs.
• Recommend quality programs thereby ensuring good quality portfolio and minimal level of NPAs
• Ensure timely processing of programs sourced by Product team.
• Ensure that the renewal proposal is compliant with the stipulated conditions at the time of previous sanction
• Ensure timely submission of renewal proposal to the Credit Committee members
• Ensure that all the requests of Product Team have been timely responded
• Discuss with clients for better understanding of their business credentials, ensuring timely movement of cases
• Portfolio monitoring of programs to identify Early Warning Signals.
• Monitoring of various program review triggers for existing program and highlighting the same to senior management in case any trigger is breached.
• Keeping updated on the various changes in economic scenario / sectoral changes, negative news /updates on Client Company financial performance / changes in external rating etc.
• To assist the NCM
• Supply Chain Finance in completion of satisfactory audit of the portfolio which the incumbent is responsible for.