AddressWhat you will work on:
- Reviewing of (vendor /dealer finance) for Supply Chain Finance vertical sourced by Product Team.
- Responsible for analyzing the Company with the required due diligence and to ensure that all information required to take a credit decision is captured. This would involve understanding the business model, financial analysis, management and industry analysis.
- Underwriting / devising risk framework of Supply Chain Finance programs.
- Recommend quality programs thereby ensuring good quality portfolio and minimal level of NPAs
- Ensure timely processing of programs sourced by Product team.
- Ensure that the renewal proposal is compliant with the stipulated conditions at the time of previous sanction
- Ensure timely submission of renewal proposal to the Credit Committee members
- Ensure that all the requests of Product Team have been timely responded
- Discuss with clients for better understanding of their business credentials, ensuring timely movement of cases
- Portfolio monitoring of programs to identify Early Warning Signals.
- Monitoring of various program review triggers for existing program and highlighting the same to senior management in case any trigger is breached.
- Keeping updated on the various changes in economic scenario / sectoral changes, negative news /updates on Client Company financial performance / changes in external rating etc.
- To assist the NCM
- Supply Chain Finance in completion of satisfactory audit of the portfolio which the incumbent is responsible for.
