Address- To evaluate existing and new Credit Risk policies and processes for risks and build in risk mitigation norms.
- To ensure implementation of the Credit Risk management policy approved by the Board.
- To formulate, review and implementation of Credit Risk appetite.
- Monitor Credit Risks on an SFB wide basis and ensure compliance with the Board approved risk parameters/prudential limits and monitor risk concentrations.
- Lead the development and adoption of best-in-class tools to analyse risk and support delivery.
- To prepare credit scorecards for business and for risk management purposes and placing recommendations before the CRO
- Demonstrate leadership in integrating best-practice from industry and leading public sector organisations and drive change through the effective influencing of internal and external stakeholders, on risk and change matters affecting the service.
- Lead and implement GRC (Governance, Risk Management & Compliance) Model with appropriate control to drive process improvement effort
- Assist in the development, maintenance and execution of regulatory framework documentation and controls including reconciliation and variance analysis
- To carry out reporting and analysis for senior management.
