AddressKEY AREAS OF RESPONSIBILITY
Risk Assessment of New Deals
- Sound knowledge of Structured Finance transactions and Loan Against Securities (LAS)
- In-depth analysis of data and other diligence materials available.
- Ability to articulate various risks involved in the transaction with respect to business model, structure, monetization events, concentration, industry, etc.
- In depth knowledge of financial modelling, highlighting material implications with respect to key assumptions, ability to run various scenarios.
- Evaluating the internal risk rating
- Thorough understanding of parameters related to various assessments such as management, business, financial health, industry, etc.
- Reasonable understanding of RBI provisions and regulations
Portfolio Monitoring :
- Structured Finance and LAS transactions
- Timely & accurately tracking deal level performance through MIS, financials and update the existing financial models.
- Basedontheperformancetracking,presenttheportfolioreviewtothemanagementon quarterly basis.
- Ability to identify red & ambe deal sat least 6months in advance with potential action plans.
- Prepare and timely update EWS framework for all deals in the book, with correlation to macro-economic, sectoral and deal-level variables.
- Internal Process and Policy Management
- Review & renewal of policies
QUALIFICATIONS & SPECIAL SKILLS REQUIRED:
- Post-Graduation degree in Finance is preferred.
- 5-10 years of experience in Structured Finance- Credit Risk management.
- Sound understanding of financial markets and understanding of macro economic linkages in the domestic as well as global economies.
- A good understanding of liquidity, market risk and interest rate risk is a plus.
- Excellent communication skills with the ability to present complex ideas and concepts to senior stakeholders.
- Ability to work independently and collaboratively in a fast-paced environment.
- Strong command of MS Office (Excel, PowerPoint)
