AddressFrom your experience you should:
- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.
- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products
- 2.5+ years of experience doing qualitative and quantitative analysis in the similar domain
- Extract valuable insights through by creating new variables and establishing relationships among them
- Extract valuable insights from performance data and make recommendations
- Have the ability to translate hypothesis into nuanced analytical intent
- Have the ability to work independently and derive desired results
- Be analytically rigorous and structured
- Work with partner teams to communicate requirements and drive necessary outputs
What will you be doing:
- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.
- Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products
- Work closely with business teams in building pricing, limit enhancements and cross sell strategies
- Leverage data to build, monitor and deploy strategies to enhance collections efficiencies
- Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
- Interact with lending partners in helping them understand innovative programs and define metrics for tracking
- Own the periodic review with the lending partners to track portfolio performance
What will you get?
- Good pay. We will pay well enough that money alone would not be a blocker for you joining.
- Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology
- A chance at a career-building stint. CreditVidya is in excellent shape and poised to become significant.
- An opportunity to be part of a blitz scaling team and shape the industry's narrative.
- A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.
