Address- Evaluate the creditworthiness of issuers by analyzing financial statements, industry trends, and macroeconomic factors and prepare credit appraisals
- Conduct thorough fundamental analysis of money market instruments, government securities, corporate securities, including bonds, debentures, and other fixed income instruments
- Assess the risks associated with various credit securities and develop a comprehensive understanding of their potential impact on portfolio performance.
- Periodic Monitoring & Review of credit exposures and identify early warning indicators, if any.
- Monitor and analyze credit rating changes, earnings reports, and other relevant news to identify emerging risks and opportunities.
- Generate timely and insightful credit research reports, highlighting key findings, investment recommendations, and risk factors.
- Collaborate closely with portfolio managers and other investment professionals to provide actionable insights and support investment decision-making.
- Stay abreast of market developments, regulatory changes, and industry trends to maintain a competitive edge in credit analysis.
- Manage ad-hoc analytical research requirements (peer comparisons, sector performance etc.).
- Channel checks, branch visits and management interactions
- Build and maintain financial models to internally forecast company credit ratings, cash flows, and valuation scenarios.
- Prepare detailed investment reports and presentations for the investment committee, highlighting the risks and opportunities associated with potential investments.
- Engage with Global teams on best practices for credit research.
