AddressClient is a well known Pvt sector Bank and is rated among its peers.
Role specs:
- Responsible for overall credit portfolio analysis, monitoring and reporting - to highlight risks (exposure, concentration, security, limits, etc.)
- Create and track risk metrics and concentration limits for portfolio, products, regions, and other key risk drivers in CCBG segment.
- Coordinate closely with stakeholders to ensure that risk appetite and standards are being complied - on the emerging changes in the portfolio for any realignment or re-balancing.
- Undertaking ICAAP and Credit Risk Stress Testing for various portfolios of the Bank and timely submission of ICAAP document the results of Stress Testing to Risk Management Committee
- Responsible for review of polices related to Credit Risk for CCBG Segment
- Ensure timely submission of Data Requirements - Scheduled and Adhoc like RBS, Industry wise Data, RBI/other Audit Adhoc requirements.
- Need based Detailed review of Industries/Segment of portfolios - CCBG Segment
- Approve credit proposals/ transactions within delegation power assigned or recommend to next higher approving level for approval in accordance with the delegation power architecture set out.
- Handling of Basel Disclosures and RBS submission pertaining to Credit Risk
- Participate proactively to various risk related projects and initiatives owing to synergies (i.e. ICAAP, Stress Testing, Credit Risk Models, ECL, etc.)
Reports to : Head Credit Risk
Candidate Specs:
- Extensive working experience with Bank (preferably Private, PSU and MNC) on Credit Risk Management.
- Strong understanding of Credit Risk analysis and Credit and related policies, process etc.
- Good understanding of Risk Management principles and Basel III and evolving practices, regulatory guidelines in this space.
CA / MBA. FRM desirable
