AddressAs a ARM specializing in Project Finance, your role revolves around evaluating the creditworthiness of projects seeking financing and assessing the associated risks. Here are the key responsibilities, skills associated with this position:
Responsibilities:
Credit Analysis: Assessing the credit risk of Project Finance deals by evaluating financial statements, cash flow projections, and feasibility studies.
Risk Evaluation: Identifying and analyzing risks associated with the project, including market risks, regulatory risks, operational risks, and financial risks.
Due Diligence: Conducting thorough due diligence on projects, including reviewing legal documents, project contracts, and agreements to ensure compliance and mitigate potential risks.
Financial Modeling: Utilizing financial models to simulate various scenarios, evaluate cash flows, and perform sensitivity analysis to assess the project's financial viability.
Credit Underwriting: Making credit recommendations based on the analysis conducted, including structuring credit facilities, determining appropriate loan terms, and setting credit limits.
Collaboration: Working closely with internal teams such as Relationship Managers, legal advisors, and project managers to understand the project's intricacies and facilitate informed credit decisions.
Documentation: Ensuring accurate and comprehensive documentation of credit analysis, loan terms, and conditions in compliance with internal policies and regulatory requirements.
Skills Required:
Financial Analysis: Proficiency in analyzing financial statements, conducting cash flow analysis, and evaluating financial metrics related to Project Finance.
Risk Assessment: Strong ability to identify, assess, and mitigate various risks associated with project financing deals.
Industry Knowledge: In-depth understanding of specific industries or sectors related to the projects being financed, such as infrastructure, renewable energy, real estate, etc.
Financial Modeling: Expertise in building and interpreting financial models using Excel or specialized financial software.
Extensive experience in credit analysis, Project Finance, corporate banking, or related fields, usually spanning several years.
