AddressRole and Responsibilities:
- Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit. models, and communicate analytical and credit ideas
- Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior.
- Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight.
- Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones.
- Ideate and help launch next-generation lending products and structures that will drive the next round of innovation.
- Monitoring monthly transactions and provide a report on planning and risk management.
Desired Candidate Profile:
- 3-5+ Years of experience in credit-policy, underwriting strategies, and risk modeling.
- Experience in credit risk for short-term unsecured loan products (personal loans and credit cards) in the Indian market.
- Experience in developing lending, customer acquisitions and/or portfolio management strategies.
- Proficiency in analytical skills with Excel and BI dashboards. Programming knowledge of Python, R is a bonus.
- Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.
