AddressNium, the Leader in Real-Time Global Payments
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support:
- Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
- 190+ Pay Out Markets – 100+ in real time
- 35+ Pay In Markets
- 30+ Card Issuance Markets
- 100+ Supported Currencies
What would a day @Nium look like
- Conduct in-depth AML/CTF investigations on escalated alerts and cases, identifying potential areas of financial, reputational, and regulatory risk.
- Utilize expert knowledge of money laundering, financing of terrorism, and related issues to resolve investigations promptly, preventing negative impacts on the company's financial position and reputation.
- Review and analyse daily AML/CTF cases, ensuring compliance with internal policies and regulatory standards. Document occurrences for regulatory and audit reviews.
- Perform open-source and external database searches to mitigate the impact of adverse information on investigation subjects.
- Handle complex and confidential cases independently, ensuring a complete audit trail for all alerts and cases.
- Monitor assigned businesses or products for AML activity and conduct autonomous reviews and investigations.
- Identify current and emerging transaction typologies, staying proactive in knowledge development.
- Transaction data analysis and working with regtechs and automation skills are important.
- Ability to identify suspicious and fraudulent activity and other trends typical to financial services.
- Preparation of Suspicious Activity Report (SAR) to MLRO / Country Financial Investigation Unit (FIU).
- Ability to work independently and self-motivated.
- Attention to detail, efficiency, and ability to work under pressure within tight deadlines.
- Proactive, with the ability to take initiative and handle stressful situations professionally.
- Team player with strong interpersonal skills and a professional business attitude.
- Strong problem-solving and analytical skills with an investigative mindset.
- Good hands-on experience with Advanced MS-Excel including Macros is an added advantage. Knowledge with data analytics will be an added advantage (not mandatory).
- Financial crime compliance background may range from Client Due Diligence and AML experience which includes Sanctions screening, Transaction Monitoring, PEP screening, SAR filling and Investigations.
- For Sr Executive levels, candidates who are part of Fin Crime compliance QC/QA process would be preferred.
- Candidates need to have great English communication skills (both verbal and writing)
- Sr. Executive: 5-8 years (4 years min in AML transaction monitoring, SAR filling, Sanction Screenings, Investigations)
- Education: Graduate or post-graduate qualifications in Law, Finance, Accounting, management studies could be preferred.
- There are currently 4 shifts: 6:30 AM – 3:30 PM / 10 AM – 7 PM / 2PM – 11 PM / 5 PM – 2 AM
- Only 10 AM – 7 PM shifts will have Work from Office at present, but this is on a rotational basis. All other shifts will be in WFH mode at this time.
- Candidates should be willing to do rotational shifts (including night shifts) and should be flexible on working on either Saturday OR Sunday and Public holidays as well.
- We follow 5 days' work policy so people working on Friday and Sat may avail leave on Sunday and Monday and working on Public Holidays will make them eligible for compensatory offs too.
- Weekends and Public Holidays working will be on WFH mode for now.
- Working on night shift will be eligible for special night allowance.
What We Offer At Nium
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium'ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend.
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception:
- 2022 Great Place To Work Certification
- 2023 CB Insights Fintech 100 List of Most Promising Fintech Companies .
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.
What It's Like To Be a Nium'er
At Nium we center our way of work around 3 core values globally:
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind.
#MakeItBetter: We build innovative solutions that make our customers' lives better.
#WinItTogether: We win in this competitive market by collaborating as one team.
For more information, visit www.nium.com.
Skills: Aml, Sanctions Screening, Transaction Monitoring, Data Analytics, Investigations, Financial Services, English Communication Skills
Experience: 5.00-8.00 Years
