AddressRegional Credit Manager - Wholesale Banking
Job Description
- Managing a team of Credit Analysts (CA)
- Prioritising of proposals in consultation with business team and helping in structuring.
- Guiding the team of Credit Analysts on underwriting quality notes and effective monitoring, assisting them in formulating credit recommendation.
- Active involvement in client meetings to understand their business model and risk management policies.
- Vetting of Credit Appraisal Notes prepared by Credit Analysts.
- Representing the Credit perspective on risk assessment, structuring during discussion of proposal / transactions with Senior management.
- Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
- Closely monitoring the portfolio along with credit analysts and escalate with action plan on non-compliances and EWS.
- Escalate with action plan for non-compliances
- Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits
Job Requirement:
- CA / MBA with at least 10-12 yrs in Credit underwriting in Wholesale Banking Vertical
- Good understanding of Accounting Standards, Balance Sheet Analysis.
- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
- Good interaction and communication ability.
- Excellent verbal, written communication & presentation skills.
