Address- Oversee the underwriting of the loans in the Hub region
- Review the underwriting process at Hub level and define the process as per available resources and branch requirements.
- Credit decision on LAP cases based on policies, processes and merits of the case for limits beyond manager - underwriting.
- Forward request for approval after reviewing the file beyond limit to the CSO
- Evolve underwriting norms customized to the local market needs and update the credit bulletins
- Identify fraudulent practices and mitigate #risk through changes in policy and process
- Formulate and manage the technical evaluation process and policies in the hub region
- Formulate and manage the legal evaluation process in the Hub region
- Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation
- Work closely with the CRO risk on builder financing approval related issues
- Set exposure limits and maintain total sanctioned amount in the hub region for specific projects, builders, customer segments and geographical areas
