AddressRole & Responsibilities:
This position would include the mentioned set of responsibilities but not limited to:
Defence and Government Cobrand Program:
- Identify, design and implement cobrand/s for incremental business growth
- Manage the Government business, Institutes and Defense business departments of Bank of Baroda to continuously seek exiting portfolio growth and fresh opportunities
- Relationship development with cobrand partners to ensure periodic monitoring of mutually agreed parameters and milestones
- Deliver cobrand numbers with support from channels in ensuring the targeted customers onboarding
- Deliver targeted profitability through efficient design and management of product construct, fees and charges
- Monitor portfolio parameters and work closely with all departments for desired portfolio quality and process compliance
- Ensure compliance with regulatory and industry requirements at all times
- Manage all stakeholders including Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections
Portfolio Management
- This position will also be responsible for managing Usage of Credit Cards with Defense, institutes and Government business partnerships
- Manage segmented interventions to deliver spend targets viz. Late Activation, EMI, POS EMI, Frequency of Spends, Breadth of MCC etc with the cobrand partner
- Experience of working in cross-functional teams Job specific skills:Applicants should possess the following attributes:
- Passion, Curiosity and interest to learn the entire Credit Card Business
- Experience in Credit Card product and portfolio management. ( Most Important 2 pointers)
- Experience in managing cobrands or strategic alliances
- Exposure to Credit Card technology including issuance as well as merchant acquiring
- Understanding of Indian Credit Card Industry and Regulations governing it
- Strong business development and relationship skills
- Commercial skills, negotiation skills and domain expertise
- Product thinking, Problem solving, Strategic Orientation
- Tech Understanding, Hustle, Collaboration Skills
- Analytical Ability, Business Understanding, Marketing
About Company
BOBCARD is a wholly owned subsidiary of Bank of Baroda and a Non-Deposit Accepting Non–Banking Finance Company (NBFC). BOBCARD was established in the year 1994 to cater to the need of rapidly growing credit card industry in a focused manner. BOBCARD is one among the pioneers in Indian card market and was the first nonbanking company in India to issue credit cards.
The Company’s core business is credit card issuance and consumer lending.
