- Manage the review, discussion, and agreement for business requirements in the form of user stories along with acceptance criteria for LOS and LMS application.
- Prioritise requirements and deliver functional specifications on time.
- Create product testing documents including use case, test cases and test scripts and perform unit testing.
- Liaise with the solution architects, developers, technology partners, and testers to ensure they understand the functional requirements of the system.
- Provide product training to internal staff and bank team and assist bank in UAT process.
- Follow-up on issues/defects and track it to completion.
- Perform impact analysis when existing features are changed/new features are introduced.
- Provide inputs to improve product features by way of market research.
- Contribute towards change control and product versioning and baselining controls.
- Should have hands on experience as a business analyst converting requirements to functional specifications, process flow documents.
- Should have good understanding of product management and version controls.
- Should have experience in wireframe designing involving tools such as balsamiq, Figma or AdobeXD
- Should have good understanding of API based integration.
- Should have worked on at least 1 leading loan software having good understanding of LOS and LMS.
- Hands on experience in handling in secured/unsecured loan products is required. Preferred loan product exposure: personal loan, gold loans, vehicle loans, loan against property.
- Basic understanding of loan related accounting is mandatory.
- Exposure to latest fintech trends on loan side is preferable.
- Hands on experience in agile development practice is preferable. Exposure to DevOps work ecosystem is an added advantage.
- Good Analytical , communication, presentation and articulation skills is mandatory.
- PSPO,CSPO, CBAP certification is an added advantage.
- 7 to 10 years of relevant experience in banking product & operations.
- Knowledge of core banking platforms.
- Experience with Online Account and Loan Origination systems.
- Advanced MS Excel, Access, Word, and PowerPoint.
- Advanced knowledge of commercial loan applications/systems and their interactions with other bank systems (Payments, General Ledger, Risk, etc.)
- Advanced knowledge of commercial loan products and lifecycle processes
- Business Analysis, product management, lending domain knowledge
- Bachelor’s Degree in the appropriate field of study
- Master of Business Administration (MBA) preferred
- CBAP
- PSPO I / II
- Digital Lending Platform Certification
7-10 years