AddressCertainly! Here's a shortened and more concise version of the job description:
1. - Budget & Profitability
- Achieve business targets and budget fulfillment.
- Drive profitability and cost reduction.
- Increase Disbursement and Market Share of Commercial Equipment Business.
- Maintain targeted IRR.
2. - Team Management
- Allocate manpower and provide training.
- Communicate new policies and guidelines.
- Conduct appraisals and provide feedback.
- Identify skill gaps and provide training.
- Conduct engagement and recognition activities.
3. - Relationship Management
- Develop relationships with Dealers, brokers, DSA, and organized channels.
- Implement fraud vigilance measures.
4. - Portfolio Management and MIS
- Support team for volatile customers.
- Maintain a healthy portfolio for the Commercial Equipment segment.
- Provide regular MIS reports.
- Monitor portfolio continuously and suggest corrective actions.
5. - Competitors Analysis
- Analyze market share and business growth.
- Study competitors' business strategies and best practices.
- Capture market information for decision-making.
6. - Key Challenges
- Streamline divisional business operations.
- Reduce OD and penetrate rural markets.
- Improve customer services.
- Manage seasonality risks.
7. - Decision Making Authority
- Financial powers within budget.
- Approvals for exceptions as per limit.
- Staff selection and appraisal authority.
- Administration powers for leaves and vouchers.
- Functional decisions related to business schemes and portfolio.
- Discretionary powers.
