Address- Source new customers to generate revenue for fund Based and non-fund based products and increase customer base.
- Strengthen relationship with existing customer base so as to generate sustained business and identify opportunities for cross sell.
- Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality.
- Ensure implementation of due processes, guidelines and Bank's code of conduct in all transactions, sanctions, disbursals and post disbursal activities.
- Review daily/ periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts.
- Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.
- Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products.
- Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the GoI/ GoM initiatives by critically analyzing the cost benefit to the bank.
- Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across given portfolio.
- Ensure throughput of CDBT & GST taxes from given portfolio and assist the Nodal officer as and when required.
- Review existing portfolio and constantly updating of Re KYC, PAN nos & Covenant compliance as per the Banking standards.
