AddressPolicy Manager - Solar Finance / Renewable energy Finance
- Looking for an experienced Business Policy Manager for our Solar Lending Division. The ideal candidate will have a minimum of 7 years of experience in product management within renewable energy lending industry, including reasonable experience managing Solar/renewable energy finance product. This role demands a strategic thinker with a proven track record in developing and implementing successful lending products and services tailored to the sector.
- The role holder is responsible for Credit risk management of Solar financing.
- Job profile include portfolio risk management, assessment of Business risk, Product risk, Industry risk, Profitability assessment of specific segments and due diligence of credit processes. Job holder is responsible for ensuring the growth of portfolio in right direction within the Risk appetite of the organization
- The role holder interacts and coordinate with all the control functions and respective stakeholders of the organization like Credit Risk/ Business/ Audit/ Analytics /Product/ Operations/Technology for effective and efficient delivery and controls of project and process within specific timeliness.
- Formulation of Credit policy within regulatory parameters and risk appetite of the organization
- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters
- Prepare monthly newsletter ; snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring
- Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation.
- Responsible for monitoring quality of the portfolio by monitoring infant delinquencies, NPAs and stress accounts
- Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training
- Risk Control Self-Assessment (RCSA) reporting to Operational Research function
- User Acceptance Test (UAT) of systems and its implementation in production environment
