Credit Head – Retail Credit And Operations (Electric Vehicles)

Position deliverables

The role envisages the following:

• Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners
• Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit and compliance
• Setting up program parameters across different product and partner program
• Source and manage field investigation and audit agencies and electronic verification providers
• Managing portfolio risk across partners, OEMs, cities and product segments.
• Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models
• Support city rollout and partner onboarding and collection best practice development
• Developing and managing the Credit and Operations team

You must have:

• An MBA/ CA with 7-10 years of experience
• Done vehicle loan Credit and policy for an NBFC for atleast 5 years
• Hands-on and good inter-personal skills, with an outgoing attitude
•  Attention to detail and accuracy

It would be nice if you had:

• Preference for small commercial vehicle finance or used heavy commercial vehicle finance
• Experience of setting up loan systems and processes from scratch.