AddressJob Discription
The Credit Analyst will be responsible for appraisal of proposals and willwork closely with the Relationship Manager and Funding Specialists.
Responsibilities
Responsible for appraisal of SME loans
Approving the documents and generation of analysis reports based on analysis of the borrower's cash flow statements, tax returns, and other financial information
Perform and verify system generated detailed financial and ratio analysis, and interpret the financial information to determine credit quality
Interacting with borrower for any additional information
Responsible for appraisal of SME loans
Approving the documents and generation of analysis reports based on analysis of the borrower's cash flow statements, tax returns, and other financial information
Perform and verify system generated detailed financial and ratio analysis, and interpret the financial information to determine credit quality
Interacting with borrower for any additional information
Requirements
Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis and projections
Proficient in Excel including the use of graphs / charts
Basic knowledge of credit principles, lending operations, loan research and general credit policies
Detail oriented team player with ability to work well under pressure and multi-task
Strong written and verbal communication skills
Problem recognition and resolution skills
Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis and projections
Proficient in Excel including the use of graphs / charts
Basic knowledge of credit principles, lending operations, loan research and general credit policies
Detail oriented team player with ability to work well under pressure and multi-task
Strong written and verbal communication skills
Problem recognition and resolution skills
Preferred
Education Qualification –Inter CA/M. Com/MBA/PGDM – Finance Specialisation
Education Qualification –Inter CA/M. Com/MBA/PGDM – Finance Specialisation
