AddressAbout the client:
- Company Name: Confidential
- Industries: IT Services & Consulting
- Company Type: Other
- Funding Stage: Other
- Headquarter Location: Chennai
- Nature of Offering: Product & Services
- Founding Year: 2004
- No of Employees: 501-1000
Analytics Specialist
Roles & Responsibilities:
- Analyze large datasets to identify trends, patterns, and correlations related to loan performance (lender association, delinquency, exposure movement etc), customer behavior, and market dynamics.
- Develop and maintain predictive models to assess credit risk, predict default probabilities, and optimize loan approval& collection processes.
- Work closely with product development team to design and launch new micro loan products such as Gold Loan, Business Loan, Rural Loan against properties etc., tailored to the needs of our target market.
- Conduct ad-hoc analyses to support strategic initiatives, such as product development, pricing optimization, and market segmentation
- Provide insights and recommendations to improve underwriting criteria, loan origination processes and customer targeting strategies.
- Stay abreast of industry trends, best practices, and regulatory changes impacting rural business lending.
- Collaborate with IT and data engineering teams to ensure data quality, integrity, and accessibility for analytics purposes.
- Leading development of model methodologies, algorithms and diagnostic tools for testing model robustness, sensitivity, and stability.
Requirements : Minimum 5+ years of experience in Analytics from Indian BFSI sector ONLY
