AddressManager / Sr Manager - Retail Asset Solutions
About Business Solutions Group (BSG):
Business Solutions Group in any bank plays a very vital role in designing, developing and implementing technology enabled solutions which are robust, stable, efficient and scalable. This Unit performs a 360 degrees role in designing solutions which are customer focused, operationally efficient, risk conscious, cost effective and regulatory compliant.
About the Role:
This role plays a very critical role in Building solutions for Retail Assets - design and implement technology solutions catering to :
1. Asset processes for various lines of business viz. Home Loans, Wheels Loans(New Car Loans, Used Car Loans, Two Wheeler, CV-CE Loans ), Unsecured loans and Supply Chain Finance loans.
2. Defining rules in the Business Rule Engine across products
3. Digital solutions around the above products and processes.
4. Sales, Product, Credit, Risk and Collection units managing the above products.
Key Responsibilities:
- To possess complete ownership of the Business Requirements/Solutions for any new Business initiative or customizations in the existing solutions
- To prepare Business Requirement Documents and Functionality Specifications documents
- To manage and govern the Projects is meeting Timelines
- To discuss with various stakeholders and take it to closure
- To take complete ownership of functionality testing of relevant applications
- To take ownership of resolution of all functional issues/bugs in the systems
- To address impact of regulatory changes on the system functionalities and ensure compliance
- To have interactions with Technology partners/vendors with respect to system functionalities, product roadmap etc.
Qualifications:
Optimal qualification for success on the job is:
- Graduation/Post Graduation (MBA Finance, CA) with relevant project management / system implementation experience/knowledge with ability to learn quickly. SDLC processes
- Understanding of Loan life cycles and various events like Loan Origination (FinnOne, Salesforce-SFDC, NewGen)
- Understanding of Business Rule Engines
- API Gateways
- JIRA
Role Proficiencies:
For successful execution of the job, a candidate should possess the following:
Knowledge:
- Knowledge of Loan Products / processes and the digital landscape pertaining to these products
- Knowledge of latest technology trends and a knowhow to apply them appropriately in Banking/Finance
- Willingness to learn technology applications their design, set up and core features
- Technical hands on of SQL or understanding or type of APIs, Payloads and technicalities of APIs will be added advantage
Skills:
- Strong Project Management and execution skills
- Effective Leadership skills with hands-on approach and Can-do attitude
- Good written and verbal communication skills
Abilities:
- Ability to work effectively across different stakeholders
- Ability to work as a part of team and contribute towards team goals
- Ability to manage multiple tasks/projects and deadlines simultaneously
- Ability to conceptualize and implement technology solutions which are stable, scalable and reliable.
- Ability to communicate with Business stakeholders and software vendor partners
- Ability to understand logics or technical terms used in FSDs
