AddressHead Credit - Supply Chain Finance.
What you will work on:
- Oversee the company's credit policies, procedures and processes related to SCF and HVC business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks.
- Directly responsible for the credit quality and risk performance of the company and the SCF businesses.
- Develop and review Early Warning System (EWS) reports.
- Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly.
- Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth.
- Ensuring system automation for improving team efficiency and productivity.
- Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies.
The ideal candidate:
- Highly driven and motivated individual with ability to get hands-on where required.
- Ability to communicate, present and influence all levels of the organization, including executive and C-levels.
- Ability to motivate and develop a strong team.
- Problem solving approach.
- Strong business acumen.
Qualification and Experience:
- 15+ years' experience required in the credit/risk department related to Supply Chain financing
- Master's degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience.
- Strong understanding of operational, legal and credit risk across the full range of industries.
- Should have experience in unsecured and financial based credit assessment.
